Invest 212 Review

invest 212

Invest 212 is a well-designed, mobile-first brokerage with a popular app, commission-free trading and a simple account structure. However, it’s not without its drawbacks – Forex fees are high and research tools could be more extensive. It’s regulated by the UK FCA, Bulgarian authority FSC and CySEC.

As with any trading platform, it takes a fair amount of know-how to get the most out of Trading 212. It’s probably best to jump into a demo profile first so you can fully understand how the app works.

The app is comprehensive and combines charts, portfolio and account balance on one page. It’s also possible to view multiple charts side-by-side on the web platform – but it is a little clunkier than the app version.

Investing or Speculating: A Comprehensive Guide to Trading 212 CFD and Invest

Trading 212 offers over 1800 tradable assets including stock CFDs, currency pairs, ETF CFDs and commodities. Retail investors can buy fractional shares, meaning you can get started with a lower budget.

In terms of educational materials, the website offers a good range of articles and videos that provide an overview of using indices for investing as well as explanations of different asset classes. However, it’s worth noting that the YouTube channels and webinars haven’t been updated in a long time.

Unlike most of its competitors, Trading 212 doesn’t offer a SIPP which means that earnings on your investment – either in the form of profits or dividends – won’t be tax-free until you declare them to HMRC in a tax return at the end of the financial year. This may be a deal-breaker for those looking to take advantage of tax relief on investments earmarked for retirement.